Job highlights

- QUALIFICATIONS EXPERIENCE Essential . Graduate / Post-Graduate-preferably in Insurance,Medicine,Pharmacy,or related field
- Insurance related examinations - Insurance Institute of India,LOMA and ALU .
- COMPETENCIES REQUIRED . Strong analytical logical thinking skills
- Minimum of 4 - 6 years of experience in Life Underwriting,Risk,Governance,QC,or Audit functions

Deputy Manager- Underwriting Governance

Function: Operations

Department: Underwriting Governance Audit

Reporting to: Chief Manager - Underwriting Governance

KEY RESPONSIBILITIES 1. Thematic Audits Governance Activities

- Support in conducting thematic and deep-dive audits across underwriting processes to identify risks, gaps, and improvement opportunities.
- Support development and execution of the Underwriting Governance framework , ensuring adherence to internal policies and regulatory norms.
- Coordinate with internal audit, assurance, compliance, and underwriting teams for timely closure of audit observations
- Provide Re-underwriting opinion for claims cases
- CMO QC and Vendor QC for cardiac tests opinions

2. Quality Control (QC) Management

- Assist in STP QC , including sampling, accuracy checks, error identification, reporting, and trend analysis.
- Assist Term Non-Term QC cases, ensuring timely completion and accurate reporting of findings.
- Ensure end-to-end closure of all QC cases and maintain governance documentation.

3. Reporting Insights

- Prepare and publish monthly QC dashboards , thematic audit reports, and exception summaries for stakeholders.
- Evaluate data for trend spotting, risk identification, and improvement recommendations.
- Highlight outages and validate findings in coordination with underwriting and internal audit teams.

4. Stakeholder Management

- Collaborate with underwriting production managers to improve overall decision accuracy and governance adherence.
- Collaborate with URMU, IT, Audit, Assurance,



and related teams for smooth governance operations.

5. Training Capability Building

- Conduct case clinics, trainings, mentoring sessions , and refreshers based on audit and QC findings.
- Drive improvement in QC scores through structured feedback and continuous learning interventions.

MEASURES OF SUCCESS

- Quality and timeliness of STP QC and Term/Non-Term QC cycles.
- Accuracy and effectiveness of thematic audits and closure timelines.
- Quality and clarity of dashboards and governance reports.
- Reduction in recurring errors and improvement in underwriting accuracy.
- Stakeholder satisfaction and collaboration effectiveness.

OTHER RESPONSIBILITIES

- Contribute to governance-related projects and process improvement initiatives.
- Maintain a positive, collaborative environment in line with organizational values

KEY RELATIONSHIPS Internal: Underwriting, Internal Audit, Internal Assurance, AI Works team, URMU, IT, Operations

External: Auditors / Consultants (if applicable)

COMPETENCIES REQUIRED

- Robust analytical logical thinking skills.
- Excellent written verbal communication.
- Ability to collaborate effectively across functions.
- Detail orientation and risk-based approach.
- Creativity in problem-solving and process improvement.

QUALIFICATIONS EXPERIENCE Essential

- Graduate / Post-Graduate-preferably in Insurance, Medicine, Pharmacy, or related field.
- Insurance related examinations - Insurance Institute of India, LOMA and ALU
- Minimum of 4 - 6 years of experience in Life Underwriting, Risk, Governance, QC, or Audit functions.
- Strong knowledge of Life Health underwriting principles.

Desired

- Experience in Medical underwriting and process enhancements.
- Proficiency in MS Office, analytics, dashboards, and business writing skills.

Disclaimer: This job posting has been aggregated from external source. Role details, content, and availability are subject to change. Applicants are advised to confirm the latest information directly on the company website before applying.

📌 Deputy Manager - Underwriting Governance & Audit (Gurugram)
🏢 Axis Max Life Insurance
📍 Gurugram