· Meeting up prospective clients along with the Business Development Mangers and evaluate the proposal
· Interacting with the clients to understand the business model and evaluate the risks and mitigants.
· Prepare the Credit Approval Memorandum with utmost Quality capturing all pertinent/relevant information / KYC information /Industry information about the client.
· Ensure monitoring of collections for the cases they had under-written
· Ensure exceptions are managed and perfected well on time.
· Ensure that Post Disbursal Documents are collected and complied well on time
· Number of new clients met and loan proposals reviewed.
· Quality and completeness of credit approval reports prepared.
· Timeliness in collecting client information and KYC documents.
· Percentage of loan accounts with on-time payment monitoring.
· Number of exceptions identified and resolved on time.
· Percentage of post loan documents collected and completed promptly
Skills Required:
· Domain Knowledge – Sound knowledge on SME.
· Positive networking with completion bank’s risk team members.
· Knowledge of balance sheet analysis.
· Knowledge of different industry segments and understanding their working capital cycle.
📌 Deputy Manager / Manager -Corporate SME (Chennai)
🏢 Sundaram Finance
📍 Chennai
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