: Credit Manager

Knowledge

- Interpretation of Credit Bureau Report, Assessment of Income, Analysis of Bank Statements, Assessing eligibility.

- Customer Interaction to understand needs, finds solutions within the product range available.

- Calculation of Net Present Values of maturing assets using excel sheets or programs.

- Knowledge of basic legal documentation involved in an acquisition of a home.

- Knowledge of technical fundamentals involved in an acquisition of a home.

- Cash flow method of assessment of NRI Loans, Ability to assess a Self Employed Loan.

Supervision of all the activities done by Non-sales Staff / coordinators: -

- Sanctioning
- File processing by coordinator within the time, Customer Calling, Query resolving, File login at HDFC, Faster Sanction, keeping a check on TAT for Login & Sanction., Checking the Quality of Calls to Customers & Processing by coordinators.

- Disbursement

- Customer calling after Sanction of Case, Disbursement Follow-up with Customer & Sales force,



and Technical Updation for Disbursement, Resolving Legal Queries, and Fixing of Disbursement, Keeping a Check on TAT of Legal Updation, Technical Updation, and Disbursement Fixing.

- Project Approval Creation of Property No, Query Resolving, Builder Appointment, Project Approval, Keeping a Check on TAT of Project Approval.

- LMS Timely Updation of Leads into LMS, Proper Follow-up on the next scheduled action date, Auditing of Leads, feedback & status.

Skills

- Effective communication skills

- Analytical & Managerial abilities

- Must be an MBA or CA (finance or banking background preferred)

- At least 4 years of experience in the credit assessment field from home loan industry

- Solution oriented, Ability to work under time pressure

- Valuable organization skills

- Positive attitude.

Interested candidate can share cv on [email protected]

📌 Credit Manager - Mortgage (HL/LAP) (Rajkot)
🏢 HDFC Sales Private
📍 Rajkot