Job highlights

- CA fresher or candidates with 0-2 years credit experience and strong analytical skills

- Develop and update credit lending policies, conduct credit analytics and risk assessment, maintain credit scoring models, and drive process improvement and automation

Role & responsibilities :

- Develop, monitor, and update credit lending policies in line with the bank's credit framework.

- Analyse the impact of credit policies and lending programs to support business growth.

- Draft and implement credit policies, process notes, and compliance frameworks.

- Conduct portfolio monitoring, credit analytics, and risk assessment.

- Develop and maintain credit scoring models, scorecards, and perform back-testing.

- Drive process improvement, digitization, and automation initiatives.





- Coordinate with stakeholders on technology and business projects.

- Perform portfolio hindsighting and support policy reviews based on business and regulatory requirements.

Preferred candidate profile :

- Candidates having 0-2 years of experience credit

- CA fresher or experienced folks with relevant Credit experience .

- Excellent analytical skills, with the ability to create and process financial spreadsheets.

- Self-driven, robust communication, go-getter attitude and ability to interact with internal stakeholders.

📌 Credit Manager (Khammam)
🏢 Kotak Mahindra Bank
📍 Khammam