Company Description KIFS Housing Finance Private Limited is a registered Housing Finance Company with the National Housing Bank (NHB) under the National Housing Bank Act, 1987. The company offers a broad range of housing finance products designed to meet diverse housing needs.

These include loans for buying houses or flats, plots, self-construction, resale homes, and home refinancing. KIFS Housing also provides loans for the purchase of commercial property and financial support to business owners in the form of loan against property. The organization focuses on delivering accessible, reliable financing solutions to individuals and businesses seeking to build or expand their real estate assets.

Role Description The Area Business Head role at KIFS Housing Finance Limited is a full-time, on-site position based in Varanasi. The role involves leading and managing branch operations within the assigned area, overseeing sales teams, and driving business growth for housing and property loan products.

The Area Business

Head will be responsible for achieving sales targets, developing and executing local business strategies, and building robust relationships with customers, channel partners, and local stakeholders. Day-to-day tasks include monitoring portfolio quality, ensuring compliance with company policies and regulatory guidelines, guiding team members through regular reviews and coaching,



and preparing performance reports for senior management. The role also requires identifying new market opportunities, optimizing processes for customer service, and coordinating closely with credit, operations, and collections teams to maintain a healthy and profitable portfolio.

Qualifications

- Proven experience in housing finance, retail lending, or banking, with a strong understanding of home loans, loans against property, and related products.
- Demonstrated ability in sales leadership, team management, and target achievement in a multi-branch or area-level role.
- Strong skills in business development, market analysis, and relationship management with customers and channel partners.
- Sound knowledge of credit assessment, portfolio management, and regulatory compliance in the financial services sector.
- Excellent communication, negotiation, and problem-solving skills, with the ability to make data-driven decisions.
- Comfort with reporting, basic financial analysis, and use of standard office and CRM software tools.
- Bachelor’s degree in finance, business, management, or a related field; a postgraduate qualification (MBA or equivalent) is an advantage.
- Prior experience managing teams in the Varanasi region or similar markets, with local market knowledge considered beneficial.

📌 Area Business Head (Varanasi)
🏢 KIFS Housing Finance
📍 Varanasi