- Interaction with borrowers for understanding their Debt requirement. Interaction with lenders for understanding their in-detail policy parameters,qualifying the loan
- Evaluating the financial position of clients by reviewing data, including financial ratios, with a view to automating the process
- A Credit Analyst would also be responsible for closing deals with lenders and borrowers. It would have sales approach of closing the deal including follow up for sanctions and then disbursal.
- Analyzing clients credit data and financial statements, Bank statements in order to determine loan eligibility.
- Review credit applications and perform credit checks.
- Keeping credit files and clients information up to date by completing documentation, preparing detailed reports, and maintaining detailed records.
Checking of documents & follow up with borrowers for submission of documents.
- Ensuring that documents are consistent and uphold the Lender s standards.
- Follow up and reviewing KYC documentation and identify effective ways to acquire, test, and normalize data
- Check financial accuracy and perform key ratio analysis
- Interaction with borrowers for understanding their Debt requirement.
- Interaction with lenders for understanding their in-detail policy parameters, qualifying the loan applications, following up on the applications in progress with a successful closure mindset.
- Sales-driven approach for achieving higher sanctions & disbursement targets.