Company Description: A non-banking financial company operating in Assam, with a focus on providing accessible and responsible financial services to individuals and businesses. The organization aims to support local economic growth through a range of lending products, including mortgage and housing finance solutions. The company emphasizes transparent processes, customer-centric service, and compliance with regulatory standards. Team members are encouraged to contribute to sustainable financial inclusion while developing their professional skills in a supportive environment.

Role Description This is a full-time in office role for a Mortgage Loan Officer based in Guwahati, Assam. The Mortgage Loan Officer will identify and engage potential borrowers, explain mortgage products, and guide customers through the loan application process. Daily responsibilities include assessing borrower eligibility, collecting and verifying documentation, coordinating with underwriting teams, and ensuring timely processing of mortgage applications. The role also involves maintaining accurate records, complying with internal policies and regulatory requirements, and providing consistent, high-quality customer service before and after loan disbursement.



The Mortgage Loan Officer will collaborate with branch staff and management to achieve business targets while upholding ethical lending practices.

Qualifications
Experience as a Loan Officer or in a similar lending role, with strong knowledge of loan processes and borrower assessment.
Understanding of the Mortgage Industry and local housing finance market, including relevant regulations and best practices.
Hands-on experience in Mortgage Lending, including application evaluation, documentation review, and risk assessment.
Familiarity with Underwriting principles and criteria to work effectively with underwriting teams and support sound credit decisions.
Solid Customer Service skills, with the ability to explain complex information clearly and build long-term client relationships.
Bachelor’s degree in finance, commerce, business administration, or a related field is preferred.
Proficiency in basic computer applications and loan management systems; comfort working with digital documentation.
Excellent communication skills in English and local languages; strong attention to detail and ethical judgment.
Ability to work in office in Assam, manage multiple cases, and meet deadlines and performance targets.

📌 Mortgage Loan Officer Guwahati
🏢 NBFC in Assam
📍 Guwahati