Credit Intern

Location: Mumbai
Employment type: Internship
Duration: 1 year
Stipend: ₹25,000/month
Working Days: 5.5 days (alternate Saturdays)

About the Role

We are looking for a Credit Intern to join our Credit team. This role is an excellent opportunity for students or recent graduates interested in financial services, banking, or credit risk analysis. As a Credit Intern, you will play a key supporting role in preparing financial data summaries, maintaining trackers, and assisting in the end-to-end credit evaluation process.

Key Responsibilities

- Enter, organize, and summarize financial information in standardized formats.
- Support credit analysts in preparing financial summaries, recommendations, and other credit documents.
- Maintain trackers and ensure proper organization of client and credit records.
- Assist in preparing pre- and post-discussion notes for promoter discussions and structuring key meeting takeaways.
- Assist with the review and organization of financial statements, CIBIL reports, GST data, and banking information.
- Support the credit team with day-to-day analysis, documentation, and reporting activities.
- Assist in preparing Excel-based reports and maintaining accurate credit-related data.
- Perform other credit and finance-related tasks as assigned.

Requirements

- Pursuing or recently completed B.Com, M.Com, BBA, MBA, Economics, Finance, or a related degree.




- Basic understanding of accounting and finance concepts.
- Strong working knowledge of MS Excel.
- Good analytical and numerical skills.
- Robust attention to detail and accuracy.
- Good communication and organizational skills.
- Interest in pursuing a career in finance, banking, credit risk, or financial services.

What You Will Gain

- Practical exposure to NBFC operations and credit underwriting.
- Understanding of how financial statements, CIBIL reports, GST data, and banking information are used in lending decisions.
- Exposure to credit analysis, risk assessment, and compliance.
- Opportunity to develop skills in financial modeling, ratio analysis, and Excel-based reporting.
- Direct interaction with experienced credit professionals and exposure to real-world lending decisions.
- A strong foundation for careers in credit risk, corporate banking, NBFCs, and consulting.

About the Company

CapitalXB is an RBI-registered Non-Banking Financial Company (NBFC) with an AD Category III license, focused on addressing the trade financing needs of India's growing cross-border trade sector. The company provides cashflow-based, non-collateralized financing solutions to cross-border Micro, Small, and Medium Enterprises (MSMEs) in India, helping them access the capital required to scale their global operations.

Pay: ₹20,000.00 - ₹25,000.00 per month

Work Location: In person

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