Job Description

We are looking for an experienced Credit Manager to handle credit assessment, financial analysis, client visits and loan portfolio management. The candidate should have strong knowledge of financial statements and the ability to assess business financial health and repayment capacity.

Key Responsibilities

-Conduct client visits and business verification.

- Analyse GST returns and Income Tax Returns (ITR).

- Review and analyse balance sheets, P&L; statements and financial statements.

- Assess working capital requirements and cash flow.

- Evaluate customer creditworthiness and repayment capacity.

- Perform credit risk assessment and prepare credit appraisal reports.

- Monitor loan portfolio performance and identify potential risks.

- Review existing customer accounts and repayment track records.

- Coordinate with sales, operations and collection teams.

- Ensure adherence to company credit policies and procedures.





Required Skills

- Strong knowledge of GST and ITR analysis.

- Valuable understanding of balance sheets and financial statements.

- Working capital assessment.

- Client visits and business verification.

- Credit appraisal and risk analysis.

- Portfolio management.

- Excellent analytical and decision-making skills.

Educational Qualification

B.Com / M.Com / MBA (Finance) or equivalent.

Experience

3–7 years of relevant experience in Banking / NBFC / Financial Services.

Preferred: Candidates with experience in MSME loans, business loans and credit underwriting.

Job Types: Full-time, Permanent

Pay: ₹35,000.00 - ₹45,000.00 per month

Benefits:

- Health insurance
- Provident Fund

Work Location: In person

📌 Credit Manager (Coimbatore)
🏢 Jubilant Capital
📍 Coimbatore