JOB DESCRIPTION
Position Title Internal Auditor – Chartered Accountant / Management Trainee Department Internal Audit Reporting Structure Reports To: Head – Internal Audit / Chief Internal Auditor Employment Type Full-time Location As applicable Role Purpose We are looking for a qualified Chartered Accountant (Fresher to 3 years of post-qualification experience) to join our Internal Audit team. The role offers an excellent opportunity to gain exposure to governance, risk management, regulatory compliance, business process reviews, and data analytics within a rapid-growing NBFC. The candidate will work closely with senior management and business teams to strengthen internal controls, improve operational efficiency, and ensure compliance with RBI regulations and internal policies. Key Roles and Responsibilities Internal Audit Execution
• Assist in planning and execution of risk-based internal audits across business LAP, LAS, Treasury and support functions.
• Perform process walkthroughs and document process flows.
• Evaluate the design and operating effectiveness of internal controls.
• Conduct testing of financial, operational, compliance, and IT controls.
• Prepare audit workpapers in accordance with Internal Audit Standards.
• Assist in drafting audit observations, risk ratings, and practical recommendations. Regulatory & Compliance Reviews
• Support audits covering RBI regulations applicable to NBFCs
• Review compliance with credit policies and approval matrix
• Review compliance with internal policies, SOPs, Board-approved frameworks,



and regulatory guidelines.
• Participate in thematic and regulatory reviews. Audit Planning & Risk Assessment
• Assist in preparation and execution of risk-based internal audit plans
• Identify credit, operational, compliance, legal, and fraud risks Credit Appraisal & Sanction Review
• Review compliance with credit policies and approval matrix
• Verify KYC, CKYC, AML compliance Documentation & Disbursement Controls
• Verify completeness of loan documentation
• Review mortgage/pledge creation and disbursement controls Post-Disbursement Monitoring
• Review EMI, interest application, MTM monitoring, and insurance coverage Asset Classification & Income Recognition
• Verify IRAC norms, SMA/NPA identification, provisioning Recovery & Legal Review
• Review overdue management, restructuring, settlement, and write-offs Regulatory & Compliance Review
• Review RBI compliance and credit bureau reporting Reporting & Follow-up
• Prepare audit reports and track closure of observations
• Educational Qualifications Chartered Accountant (CA) – Fresher or up to 3 years of post-qualification experience into Internal Audit preferred. Experience Requirements
• Prior experience in Internal Audit, Statutory Audit, Risk Advisory or Financial Services
• Exposure to NBFCs, Banks or Financial Institutions
• Understanding of RBI regulations Skills & Competencies
• Advanced Microsoft Excel, PowerPoint, Word
• Financial Statement Analysis
• Internal Controls
• Risk Assessment

📌 Ca Internal Audit (Mumbai)
🏢 Anand Rathi Global Finance
📍 Mumbai