Position Summary The Credit Analyst plays a pivotal role in the financial assessment of potential clients, focusing on creditworthiness and working capital management. This position requires a thorough analysis of financial data to inform lending decisions, ensuring adherence to the organization's risk management protocols. Principal Responsibilities
- Execute comprehensive credit assessments on prospective clients to determine their eligibility for financing.
- Analyze financial statements, credit reports, and other relevant data to evaluate risk levels and repayment capabilities.
- Prepare and present detailed reports that summarize findings and support decision-making processes regarding lending activities.
- Collaborate with finance team members to develop strategies for optimizing working capital and enhancing overall financial performance.
- Monitor existing client accounts to assess ongoing credit risk and propose adjustments as necessary.




- Maintain up-to-date knowledge of industry trends, regulations, and best practices in credit analysis. Eligibility and Qualifications
- A degree in finance, accounting, or a related field is preferred.
- Proficiency in financial analysis tools and software is highly beneficial.
- Knowledge of credit evaluation techniques and working capital management principles. Key Competencies
- Robust analytical skills with an emphasis on attention to detail.
- Excellent communication abilities for conveying complex financial concepts clearly and effectively.
- Solid organizational skills, allowing for the management of multiple analyses simultaneously.
- A proactive approach towards problem-solving within the context of credit assessment. This job is provided by Shine.com

📌 Credit Analyst (Bengaluru)
🏢 ECH-AAR Manpower Solutions
📍 Bengaluru