The Credit Administration Manager will play a pivotal role in overseeing the end-to-end credit administration process within the bank. This position is crucial for ensuring that all credit-related documentation is accurate and compliant with regulatory standards. The manager will be responsible for coordinating with various departments, including Business, Legal, Risk, and Operations, to ensure adherence to both statutory and internal credit policies.

Key Responsibilities
include: 1. **Credit Documentation & Limit Setup**: Review and analyze Credit Approval Memorandums (CAM) to ensure compliance with sanction conditions prior to documentation. Draft and verify loan documentation, ensuring accuracy in limit loading and borrower setup in core banking systems. 2. **Security Creation & Regulatory Compliance**: Oversee the creation and perfection of security, including mortgage registration and collateral management. Ensure timely filing and modification of charges with the Registrar of Companies (ROC) and compliance with RBI regulatory guidelines. 3. **Pre
- & Post-Disbursement Monitoring**: Ensure compliance with pre-activation checklists prior to loan disbursement and monitor financial covenants.



Conduct periodic audits of collateral and documentation, addressing any audit observations. 4. **MIS, Audit & Process Governance**: Prepare and analyze MIS reports for portfolio monitoring and operational performance improvement. Support audits by providing necessary documentation and compliance updates. 5. **Stakeholder & Team Management**: Act as the single point of contact for credit administration matters, guiding junior team members on documentation standards and regulatory compliance. Required Skills include a strong knowledge of credit administration, loan documentation, and security perfection, along with proficiency in regulatory compliance, CAM analysis, and core banking systems. The ideal candidate will possess excellent stakeholder management and communication skills, with a keen attention to detail and a strong process orientation. This role offers a competitive salary range of 5.0 Lakh to 9.0 Lakh INR, commensurate with experience and qualifications. If you are a detail-oriented qualified with a passion for credit administration, we encourage you to apply. This job is provided by Shine.com

📌 Credit Administration Manager (Bengaluru)
🏢 ECH-AAR Manpower Solutions
📍 Bengaluru