Job Purpose To provide analytical and operational support to Relationship Managers and Credit Managers in assessing and processing working capital credit proposals for corporate clients. The role involves financial data analysis, CMA preparation, working capital assessment, credit note preparation, documentation and coordination to ensure timely processing of credit proposals . 2. Key Responsibilities A. RM Support Credit Proposal Preparation
- Assist RMs in preparation and processing of working capital proposals.
- Collect and analyse financial information from corporate clients.
- Prepare financial spreads and CMA data.
- Assist in preparation of credit assessment notes and renewal proposals.
- Coordinate with RMs for pending financial information and documents.
- Support preparation of enhancement, renewal and fresh credit proposals. B. Financial Analysis & Working Capital Assessment
- Analyse audited financial statements, provisional financials and projected financials.
- Prepare CMA data and financial spreads.
- Calculate key financial ratios.
- Assist in working capital assessment through turnover and MPBF methods.
- Analyse inventory, debtors, creditors and operating cycles.




- Calculate working capital gaps and drawing power.
- Review fund-based and non-fund-based limits. C. Credit Manager Support
- Assist Credit Managers in analysing credit proposals.
- Provide financial information and analytical inputs for credit assessment.
- Prepare industry and company financial analysis.
- Highlight deviations, risk factors and financial concerns.
- Assist in responding to credit queries.
- Coordinate for additional information required by the credit team. D. Proposal Processing & Coordination
- Prepare and update credit appraisal documents.
- Coordinate with RM, Credit, Legal, Compliance and Operations teams.
- Track credit proposals from initiation to sanction.
- Ensure completeness of documents and information.
- Follow up on pending queries and approval conditions.
- Support timely renewal and review of existing limits. E. MIS & Portfolio Support
- Maintain credit proposal trackers and MIS.
- Monitor renewal due dates.
- Track proposal status and turnaround time.
- Maintain financial data and credit documentation.
- Support periodic portfolio reviews.

📌 Credit Assessment Manager (New Delhi)
🏢 Acura solutions
📍 New Delhi