14 Nov
|
Premier Consultants
|
Mumbai
14 Nov
Premier Consultants
Mumbai
- Prepare detailed Credit Risk Assessment Notes (CRANs) and Credit Appraisal Memos for recent and existing SME loan proposals.
- Analyse financial statements, including Balance Sheets, Profit & Loss Accounts, Cash Flow Statements, bank statements and income tax returns to assess the financial health of borrowers.
- Conduct financial analysis and calculate key credit ratios, including debt-equity ratio, current ratio, DSCR, interest coverage ratio, profitability and liquidity ratios.
- Evaluate the repayment capacity, working capital requirements, cash flow position and overall creditworthiness of SME borrowers.
- Assess business models, industry outlook, market position, customer and supplier concentration, and sector-specific risks.
📌 Credit Manager SME (Mumbai)
🏢 Premier Consultants
📍 Mumbai