We are a fast-growing B2B fintech startup simplifying how businesses manage collections, payouts, and financial operations. As we continue to scale, we are looking for a proactive and detail-oriented Risk & Compliance Executive to strengthen our risk framework and help safeguard our payments ecosystem. If you have a keen eye for identifying risks, enjoy investigative work, and are passionate about building a secure and compliant financial ecosystem, this is your opportunity to make an impact. Join us in building trust, strengthening controls, and shaping the future of secure digital payments

Key Responsibilities
Business KYC & Business Onboarding
- Review and verify business onboarding documents for authenticity, accuracy, and regulatory completeness in accordance with applicable regulatory guidelines.
- Examine corporate incorporation records, constitutional documents, statutory registrations, tax-related records, and other supporting business documents.
- Cross-verify company details, registration status, ownership information, and business particulars through official government portals and authorised public databases.
- Validate the nature of business, ownership structure, registered address, website/application, business model, and intended use of financial services.
- Conduct enhanced due diligence (EDD) as part of every new business onboarding to assess business legitimacy and identify potential risk factors.
- Identify discrepancies, inconsistencies, or potential red flags and maintain proper verification records and audit trails. AML & Transaction Monitoring
- Monitor transactions to identify suspicious, unusual, or potentially fraudulent activities.
- Conduct AML assessments by analysing transaction patterns, frequency, volume, counterparties, and deviations from expected business activity.




- Perform risk-based assessments to identify unusual transaction behaviour, potential layering, fund circulation, and other suspicious patterns.
- Support AML screening, alert investigation, and business risk scoring, including identification of potential sanctions, adverse media, and other relevant risk indicators.
- Review and investigate transaction alerts, document findings, and determine whether activities require further scrutiny or escalation.
- Identify potential fraud patterns, unusual fund flows, and emerging financial crime risks.
- Escalate suspicious activities and potential compliance breaches in line with internal protocols and applicable regulatory requirements.
- Maintain proper records of AML assessments, investigation outcomes, and alert resolutions. Regulatory & Compliance Support
- Assist in applicable RBI, NPCI, UPI, and payment gateway compliance activities.
- Support policy execution relating to transaction monitoring, risk assessment, compliance reporting, and internal audits.
- Maintain evidence and documentation for compliance reviews, regulatory assessments, and banking partner due diligence. Reporting & Process Governance
- Prepare and maintain KYC trackers, risk registers, alert resolution logs, and compliance MIS.
- Contribute to strengthening internal risk frameworks and SOPs. Skills & Competencies
- Detailed understanding of Business KYC, business verification, and compliance processes.
- Familiarity with corporate documentation, statutory records,



and government verification portals.
- Ability to analyse transaction behaviour and identify irregularities.
- Understanding of AML assessment, transaction monitoring, and suspicious activity identification.
- Solid attention to detail and structured thinking.
- Good communication and stakeholder coordination.
- Comfortable working with compliance trackers, dashboards, and reports.
- Integrity and ability to handle confidential information responsibly. Must-Have Traits
- High discretion in handling sensitive information.
- Strong ownership and accountability.
- Ability to work with SOPs and tight deadlines.
- Compliance-first mindset. Qualification Bachelor's degree in any field (Finance/Commerce/Business is preferred but not mandatory). Experience
- 1–2 years in corporate KYC, business verification, risk monitoring, AML, compliance, or operations.
- Exposure to payments, fintech, banking, or financial services compliance is an added advantage. Who Will Excel Here
- Enjoys compliance, verification, and investigation work.
- Has an eye for spotting discrepancies and anomalies.
- Wants to grow in the Fintech Risk & Compliance space.
- Values structured processes, accountability, and ownership.

Job Type
s: Full-time, Permanent Pay: ₹20,833.00
- ₹33,333.00 per month

Benefits:
- Health insurance
- Paid sick time
- Paid time off
- Provident Fund Ability to commute/relocate:
- Bengaluru, Karnataka: Reliably commute or planning to relocate before starting work (Required)

Education:
- Bachelor's (Required)

Experience:
- Risk analysis: 1 year (Preferred)
- Risk management: 1 year (Preferred)
- Compliance management: 1 year (Preferred)
- AML/KYC: 1 year (Preferred) Work

Location:
In person

📌 Risk & Compliance Analyst (Bengaluru)
🏢 Antique Network Solutions Pvt.Ltd
📍 Bengaluru