About the role : The - Credit Officer PL manages core underwriting for Personal loan, Underwriting will be for various different channels.

Role & responsibilities

- Approval Rates, basis the target will be reviewed for the year for the location - Approval rates for all the locations - for the full year.
- Turnaround time (TAT) from Login to Sanction - Login to Sanction for all products as confirmed.
- Early Warning Signal- Location wise FPD for term Loans - Location-wise FPD % for Business Loan as confirmed.
- Audit & Compliance, Basis Internal & Concurrent audit conducted & Report submitted. - Based on Internal & Concurrent audit conducted & Report submitted
- Training, Process improvement, Special assignment, support provided to Existing CPC, policy feedback, vendor management,



participation in pilot runs/testing etc. Feedback from CO team & Zonal Credit Manager/National Credit Manager - Job enrichment & Training initiative, Support to recent locations & products. Feedback from Head Credit - & Other stake holders will be the source.
- Stakeholder management

Preferred candidate profile

For successful execution of the job, the candidate should possess:

Knowledge of credit, industry and product trends

Knowledge of regulatory guidelines and norms

Good communication (both verbal and written) skill in both English and the local language

📌 Credit Manager - Personal loan - Noida/Delhi (Kanpur)
🏢 Axis Bank
📍 Kanpur