Role & responsibilities

SECTION III: PURPOSE OF THE ROLE

A two-to-three-line statement outlining the objective or the reason for which the job exists.

The role holder is responsible for processing of end to end post sanction activities, compliance with statutory / internal norms / policies. Co-ordination with various auditors & proactive in resolving with audit queries. Set process to reduce operational risk.

SECTION IV: KEY RESPONSIBILITIES & KPIS OF THE ROLE

These responsibilities are representative, and the role holder is also responsible for any other job assigned by the superior authorities from time to time. This section in not intended to be an exhaustive listing of all activities done by the role holder. It should capture only the key responsibilities of the role.

Metrics that are used to evaluate the success / performance of the role; specific targets do not need to be included as those would change from

Responsibilities KPIs

Strategy and Planning • Establishes high standards of performance for his/her team and drives them to deliver within timelines.

Policies, Processes & Procedures • Compliance and Risk Oversight: Ensure strict adherence to regulatory guidelines, internal policies, and risk management protocols, while implementing strategies to mitigate credit risk and strengthen Internal controls within the region.

Job specific bucket• The primary responsibility of the incumbent would be to ensure end to end ensure smooth processing of post sanction activities, compliance with statutory/ internal norms/ policies. Co-ordination with various auditors & proactive in resolving with audit queries. Set process to reduce operational risk.

- The role holder is responsible for processing of end to end post sanction activities, compliance with statutory / internal norms / policies.



Co-ordination with various auditors & proactive in (text cut off at bottom)

Key Responsibilities & Risk Management

- Risk & Audit Compliance: Follow risk policies to reduce operational, regulatory, financial, and audit risks. Execute internal controls, compile information for departmental audits, and resolve audit queries.
- Document Custody: Manage the scanning, safekeeping, and control of original loan and security documents.
- Performance & Development: Define and monitor yearly performance goals with the reporting manager. Identify personal learning gaps and develop role-relevant competencies beyond standard training.
- Relationship Management: Maintain strong communication with internal business teams, credit officers, auditors, and senior management.

2. People Management

- Team Leadership: Set high performance standards for the team and ensure timely delivery.
- Collaboration & Ownership: Build mutually beneficial relationships based on trust and respect, while taking full accountability for tasks within the role's domain.

3. Section V: Operating Network

- Internal Stakeholders: Coordinate with Business, Risk, Operations, Legal, Mortgage, Valuation, and Back Office teams to process Credit Appraisal Memos (CAMs), documentation, renewals, and transactions within defined turnaround times (TAT).
- External Stakeholders: Liaise with Auditors, Legal Counsels, Vendors, and Process Teams to handle compliance, documentation, and operational matters.

4. Section VI: Role Profile Requirements

- Education (Essential): Qualified Chartered Accountant (CA), Company Secretary (CS), or Masters Degree in Business Administration (MBA) or equivalent.
- Certifications (Preferred/Additional): Skilled qualifications such as JAIIB, CAIIB, or PMP.
- Experience (Essential): 04 years of prior experience in lending or a related field such as credit, risk, trade, or Credit Administration.

📌 Corporate CAD Central CAM Processing Unit- Mumbai
🏢 Yes Bank
📍 Mumbai