Job Description

We are hiring an Analytics Consultant to build advanced credit risk models and deliver data-driven solutions for financial services clients. In this role, you will leverage machine learning, bureau and alternative data, and risk analytics expertise to drive underwriting, decisioning, and portfolio management strategies.

What youll be doing

- Deliver high-quality analytical and value-added services to clients, ensuring excellence in execution and adherence to agreed timelines.
- Build best-in-class risk models leveraging bureau, alternative, and emerging data sources to drive informed business decisions and portfolio performance.
- Provide subject matter expertise in acquisition strategies, credit risk assessment, and limit assignment to support business growth and risk management objectives.
- Partner closely with business stakeholders, technical consultants, and delivery teams to establish shared understanding, align on requirements, and successfully deliver proposed solutions.
- Use data-driven analysis, customer insights, and market understanding to develop compelling value propositions that create measurable value for customers.
- Contribute as a trusted advisor by combining analytical expertise, strategic thinking,



and cross-functional collaboration to deliver impactful client outcomes. Qualifications

What we are looking for

- 8+ years of experience in credit risk modelling across the customer lifecycle, with robust MSME lending and portfolio risk management expertise.
- Hands-on experience developing statistical and machine learning models using Python/SAS, including Logistic Regression, Decision Trees, Gradient Boosting, and KNN.
- Strong knowledge of MSME underwriting, credit assessment, risk segmentation, bureau-based and alternate-data lending frameworks.
- Proven ability to analyze large datasets, apply advanced statistical techniques, and translate analytical insights into business outcomes.
- Experience managing large-scale analytics projects within banking, financial services, or international banking environments; credit bureau and decisioning experience preferred.
- Ability to interpret technical and modelling outputs into clear commercial recommendations and business benefits.

This job posting has been aggregated from external source. Role details, content, and availability are subject to change. Applicants are advised to confirm the latest information directly on the company website before applying.

📌 Analytics Consultant (Mumbai)
🏢 Experian
📍 Mumbai