Company Description UGRO Capital Limited is a DataTech lending platform, listed on NSE and BSE, focused on closing the small business credit gap in India through robust distribution and a data-driven approach. The company is dedicated to serving the diverse financing needs of Micro, Small, and Medium Enterprises (MSMEs) and firmly believes in the potential of this segment. UGRO Capital concentrates on eight key sectors—Healthcare, Education, Chemicals, Food Processing/FMCG, Hospitality, Electrical Equipment and Components, Auto Components, and Light Engineering—while also lending to micro enterprises as a pseudo ninth sector.

Guided by technology, data insights, and deep industry expertise, the organization aims to deliver innovative financial solutions tailored to evolving MSME requirements. UGRO Capital is committed to becoming India’s largest small business financing institution.

Role Description This is a full-time, on-site Senior Relationship Manager role based in Jamnagar.

The Senior Relationship

Manager will build and manage a portfolio of MSME customers, identify and develop new business opportunities, and maintain strong long-term relationships with clients.

Responsibilities include assessing customer financing needs, coordinating credit proposals, supporting risk evaluation, and ensuring timely disbursement and post-disbursement monitoring. The role involves regular client meetings, market mapping within targeted sectors, cross-selling suitable financial products,



and ensuring adherence to internal policies and regulatory guidelines.

The Senior Relationship

Manager will collaborate closely with credit, operations, and collection teams to drive portfolio growth, maintain asset quality, and meet assigned targets.

Qualifications

- Strong relationship management and customer engagement skills, with the ability to build trust and maintain long-term partnerships with MSME clients.
- Proven experience in business development, sourcing new customers, and achieving sales or portfolio growth targets in financial services or related sectors.
- Solid understanding of lending practices, credit assessment, and financial analysis for MSMEs, including familiarity with documentation and risk evaluation.
- Effective communication, negotiation, and presentation skills to explain financial solutions, handle objections, and close deals.
- Ability to work on-site in Jamnagar, manage field visits, and operate independently while collaborating with cross-functional teams.
- Bachelor’s degree in finance, business, commerce, or a related field; a postgraduate qualification (MBA or equivalent) is an advantage.
- Prior experience in SME/MSME lending or relationship management with banks or NBFCs is highly preferred.
- Comfort with technology and data-driven processes, including using CRM systems, digital lending tools, and basic office software.
- Strong ethical standards, attention to detail, and commitment to compliance with internal policies and regulatory requirements.

📌 Senior Relationship Manager (Jamnagar)
🏢 Ugro Capital
📍 Jamnagar