Role & responsibilities A Portfolio Relationship Manager for HL (Home Loan) & LAP (Loan Against Property) at Bank is a mid-to-senior retail banking role focused on managing, monitoring, and growing an existing book of mortgage and property-backed loan portfolios while controlling delinquency and ensuring portfolio health.

Candidate can source customers through DSA / Connectors

- Portfolio Monitoring & Health: Track the performance of active Home Loan (HL) and Loan Against Property (LAP) accounts to ensure low delinquencies, smooth repayments, and a healthy asset quality.
- Collections & Recovery Management: Coordinate recovery efforts, follow up on overdue/stressed accounts, and manage early-stage or late-stage-delinquency metrics (often overlapping with regional collection or containment strategies). [1]
- Customer Relationship Management:



Handle high-value mortgage/LAP clients, address service or restructuring requests, and maintain long-term retention.
- Cross-Selling & Portfolio Growth: Identify opportunities to deepen customer relationships, cross-sell bank products, or facilitate top-up loans on existing well-performing mortgage accounts.
- Coordination with Internal Teams: Work closely with Credit, Risk, Operations, and Sales teams to process loan servicing requests, balance transfers, technical/legal evaluations, and policy compliance. [1]
- Reporting & Auditing: Prepare periodic portfolio health reports, vintage analyses, and audit-ready documentation for senior management.

Preferred candidate profile

📌 Portfolio Relationship Manager -hl ,lap (Aurangabad)
🏢 Dream Solution Indore
📍 Aurangabad