Job highlights

- Experience as credit manager in Micro Housing with team building and handling skills
- Manage credit assessment and approval for Micro Housing & LAP, lead credit team, ensure compliance and portfolio quality

Key Requirements: Should have Experience as a credit manager in Micro Housing.

Should have experience in Team Building and handling.

Key Responsibilities:

- Manage end-to-end credit assessment and approval for Micro Housing & LAP cases.
- Underwrite salaried and self-employed customer profiles, including high-value cases.
- Review and approve credit proposals, deviations, and disbursement requests as per policy guidelines.
- Ensure quality documentation, compliance, and adherence to LTV norms.
- Coordinate with FI, Legal,



and Technical agencies for timely report completion.
- Monitor portfolio quality, delinquency trends, and support recovery initiatives.
- Lead and mentor the credit team, driving process efficiency and underwriting excellence.
- Develop, implement, and enhance credit policies and risk strategies aligned with local market requirements.
- Conduct thorough credit analysis, customer screening, and loan sanctioning to maintain portfolio quality.

Interedted candidates can share their cv to: [email protected]

📌 Credit Manager - Micro Housing (Jamnagar)
🏢 Tata Capital
📍 Jamnagar