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Branch Credit Manager

Job Code: EQU/BCM/1744631
Company: Equitas Small Finance Bank
Department: Emerging Enterprise Banking
Location: South 2 > Tamil Nadu > Tamil Nadu 2 > Salem > Salem > Krishnagiri
Branch Code: 1312
Branch Name: Krishnagiri

Posted On: 15 May 2026
End Date: 14 Jun 2026
Required Experience: NA
No. Of Openings: 1
Employment Type: Permanent
Employment Category: Field
Closing Date: 14 Jun 2026

Organisational Details

- Entity: Equitas Small Finance Bank
- Business Unit: Assets
- Division/Function (SBU): Emerging Enterprise Banking
- Department: VF
- Sub-Department: Credit
- Generic Role: Branch Credit Manager
- External Title (Job Role): Branch Credit Manager
- Zone: South 2
- State: Tamil Nadu
- Region: Tamil Nadu 2
- Area: Salem
- Cluster: Salem
- PT Location: Krishnagiri

Skills

- Skill: Sales
- Highest Education: Bachelor of Engineering
- Working Language: English, Tamil

- Ensure proper credit evaluation of customers as per policy & process.
- Conduct personal discussion with customers for evaluation of Loan proposal.
- Support the branch team in achieving desired branch objective.
- Manage & Maintain TAT for Loan disbursement.




- Supervise & mentor Credit officer & Officer Credit Operation.
- Diligently appraise loan applications in line with credit policy of the organization.
- Ensure Credit policies to build a positive quality portfolio of the branch.
- Ensure File is completed in all aspects before the Loan is Disbursed & Maintain records.
- Completion of PDD on time for the Loan Disbursed.
- Ensure Quality Portfolio of the branch is Maintained.
- Underwrite proposals and make decisions on loan approval and disbursement within empowerment based on credit evaluation criteria.
- Maintain high standards on credit appraisal through personal understanding of customer, as appropriate supplemented by documentation provided.
- Minimize turnaround time per application.
- Maintain a high quality portfolio at branch level.
- Manage and support other operations activities at the branch.
- Escalate proposals beyond empowered limit for review of Area/Regional Credit Manager, as appropriate.
- Ensure that the PDD is collected and maintained as per credit norms.

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📌 Skill (Salem)
🏢 Equitas Micro Finance India
📍 Salem