NeoGrowth Credit Pvt. Ltd. is looking for Area Credit Manager - Emerging to join our energetic team and embark on a rewarding career journey

- Credit Analysis: Assessing the creditworthiness of potential borrowers by analyzing their financial statements, credit history, and repayment capacity
- Risk Assessment: Evaluating the level of credit risk associated with different borrowers and determining appropriate credit limits and terms
- Credit Policy: Developing and implementing credit policies and procedures to ensure consistency and compliance with internal guidelines and industry regulations
- Credit Underwriting: Approving or declining credit applications based on the risk assessment and established criteria
- Credit Monitoring: Monitoring the credit performance of existing borrowers and taking proactive measures to address potential delinquencies or defaults




- Debt Recovery: Overseeing debt collection efforts and working with collection agencies if necessary to recover outstanding debts
- Customer Relationship Management: Building and maintaining relationships with customers or clients to understand their credit needs and address any credit-related concerns
- Credit Reporting: Reporting on credit-related metrics and performance to senior management or relevant stakeholders
- Collateral Management: Evaluating and managing collateral provided by borrowers to secure credit facilities

Skills: policy compliance , Risk Assessment, Credit Appraisal, Underwriting, Financial Analysis

Experience: 3.00-7.00 Years

📌 Area Credit Manager - Emerging (Ludhiana)
🏢 Neogrowth Credit
📍 Ludhiana