Roles and Responsibilities

Roles & Responsibilities :
Plan Credit Underwriting vision & outlook.
Create credit and underwriting policies & processes, infrastructure, development and deployment of underwriting models.
Conduct portfolio study of the outstanding advances portfolio, Lead credit tightening initiatives to keep delinquencies under control while maintaining a balanced view of business profitability across various products and geographies.
Develop and maintain credit risk strategy and policy by continuous analysis of business and collection trends, risk assessment & mitigation thereof.
Reviews credit policies with business goals while being up-to date on competition policies & practices.
Prepare Risk & Credit Decks on monthly basis.




Represent the company to the outside world, including lending partners, board of directors & other strategic alliances.
Aim to optimise Credit Risk management to facilitate the business- expansion plans
Develop solid internal and external relationships

. Responsible for ensuring sound understanding of credit policy across all relevant levels.

. Product management: managing the product function, product design, portfolios & performance on branch and central level.

. Product knowledge at market level & market segmentation, is necessary.

📌 National Credit Manager : Educational Loans Foe An Nbfc Mumbai
🏢 Skill Ventory
📍 Mumbai