What We Do

Internal Audit

As the third line of defense, Internal Audit’s mission is to independently assess the firm’s internal control structure, including the firm’s governance processes and controls, and risk management and capital and anti-financial crime frameworks, raise awareness of control risk and monitor the implementation of management’s control measures. In doing so, internal Audit:

- Communicates and reports on the effectiveness of the firm’s governance, risk management and controls that mitigate current and evolving risk
- Raise awareness of control risk
- Assesses the firm’s control culture and conduct risks; and
- Monitors management’s implementation of control measures

Goldman Sachs Internal Audit comprises individuals from diverse backgrounds including financial risk managers, chartered accountants, business managers, developers, cybersecurity professionals, and data scientists. We are organized into global teams comprising business and technology auditors to cover all the firm’s businesses and functions, including global markets, investment banking, consumer and investment management, risk management, finance, cyber-security and technology risk, model risk and engineering.

Internal Audit - Risk

The Risk team within Internal Audit at Goldman Sachs consists of auditors charged with reviewing the firm’s internal controls utilized as part of various firmwide financial risk measurement and management functions. The objective of Internal Audit Risk team is to assess the robustness of the firm’s risk management framework. The Risk team is responsible for the audit of a diverse array of controls across risk stripes – including market, credit, liquidity and operational risk and controls supporting the firm’s financial risk management framework.

The team in Bengaluru specializes in the audits of credit risk (includes counterparty credit risk) measurement and management, with coverage spanning across components including risk oversight and governance, risk identification and measurement, risk reporting and risk management activities including risk limits monitoring.

Job Description:

- Lead the planning and execution of Internal Audit coverage for Credit Risk at both firmwide and regional level, in line with the Internal Audit methodology and global standards.
- Define and maintain appropriate Credit Risk audit coverage for the region, ensuring key portfolios, products, risk exposures and regulatory expectations/requirements are adequately reviewed over the audit cycle.




- Manage and supervise the local Credit Risk audit team, including day-to-day oversight, workload allocation, performance management, coaching, and support for professional development.
- Act as a primary point of contact for local and regional stakeholders, including Risk and business management, to remain informed of developments in credit risk, portfolio strategy, and emerging risks.
- Ensure the audit team’s work remains current, risk‑focused, and responsive to changes in the business and regulatory environment.
- Contribute to firmwide Credit Risk audit initiatives, supporting consistency of approach, governance, and effective risk challenge across regions.

Skills and Relevant Experience:

- Master’s degree in management or economics. A qualification in financial risk management including FRM / CFA certification is an advantage
- Effective audit mindset to be able to independently assesses the firm’s internal control structure in the areas of market risk measurement and management
- Strong interpersonal, and relationship management skills
- Strong verbal and written communication skills
- Solid analytical and problem-solving skills
- Good technical knowledge of relevant product areas
- Highly motivated with the ability to multi-task and remain organized in a fast-paced, team-oriented environment
- Knowledge of capital adequacy related topics, including Basel Capital Accord regulatory requirements (advanced model-based and/or standardized frameworks)

Preferred Experience:

- Technical awareness and understanding of credit / counterparty credit risk management.
- Effective audit mindset to be able to independently assesses the firm’s internal control structure in the areas of credit risk measurement and management and its conformance with regulatory requirements
- 12+ years of experience in credit risk analysis, credit approvals, or internal audit role covering credit risk the financial services industry.

About GS

The Goldman Sachs Group, Inc. is a leading global investment banking,



securities and investment management firm that provides a wide range of financial services to a substantial and diversified client base that includes corporations, financial institutions, governments and individuals. Founded in 1869, the firm is headquartered in Current York and maintains offices in all major financial centers around the world.

We Offer Best-In-Class Benefits

Healthcare & Medical Insurance

We offer a wide range of health and welfare programs that vary depending on office location. These generally include medical, dental, short-term disability, long-term disability, life, accidental death, labor accident and business travel accident insurance.

Holiday & Vacation Policies

We offer competitive vacation policies based on employee level and office location. We promote time off from work to recharge by providing generous vacation entitlements and a minimum of three weeks expected vacation usage each year.

Financial Wellness & Retirement

We assist employees in saving and planning for retirement, offer financial support for higher education, and provide a number of benefits to help employees prepare for the unexpected. We offer live financial education and content on a variety of topics to address the spectrum of employees’ priorities.

Health Services

We offer a medical advocacy service for employees and family members facing critical health situations, and counseling and referral services through the Employee Assistance Program (EAP). We provide Global Medical, Security and Travel Assistance and a Workplace Ergonomics Program. We also offer state-of-the-art on-site health centers in certain offices.

Fitness

To encourage employees to live a healthy and active lifestyle, some of our offices feature on-site fitness centers. For eligible employees we typically reimburse fees paid for a fitness club membership or activity (up to a pre-approved amount).

Child Care & Family Care

We offer on-site child care centers that provide full time and emergency back-up care, as well as mother and baby rooms and homework rooms. In every office, we provide advice and counseling services, expectant parent resources and transitional programs for parents returning from parental leave. Adoption, surrogacy, egg donation and egg retrieval stipends are also available.

Benefits at Goldman Sachs

Read more about the full suite of class-leading benefits our firm has to offer.

Opportunity Overview

CORPORATE TITLEVice President

OFFICE LOCATION(S)Bengaluru

JOB FUNCTIONBusiness Audit

DIVISIONInternal Audit

📌 Internal Audit - Credit Risk - Vice President - Bengaluru
🏢 Goldman Sachs
📍 Bengaluru