Business Vertical Corporate Finance Department Emerging Corporate Credit Appraisal Designation Area Credit manager Line of Business Credit Proposed Immediate Superior Designation Regional Credit Manager Grade M4 Key Objective of the Job Credit analysis of proposal and preparation of credit notes Facilitate faster deal closures through proactive participation in deal structuring and credit enhancement striking a balance between business growth and portfolio quality Meeting recent customers and existing customers on regular basis Monitoring of portfolio on regular basis Identify stress in account Early warning signal and initiate corrective measures Ensure continuous monitoring for all high value exposures in the region Major Deliverables Quality of Credit Underwriting Portfolio Performance w r t delinquencies deferrals Annual reviews renewals etc Portfolio Monitoring To develop good market intelligence through regular interactions with competitors key business groups CA firms etc To raise early warning signals for exit of stress accounts and take due measures for timely exit To ensure minimal audit queries including RBI and statutory audits and resolve the same within prescribed timelines Educational Qualification Chartered Accountant OR MBA Preferably Finance as Major subject Desired Experience 4-6 years minimum in credit vertical preferable for corporate lending Other desired attributes Team coordination Good Attitude and willingness to learn impart trainings