Hiring: Mortgage Live Underwriter (L2 – Non-QM) | Mumbai

Salary: Up to ₹9.5 LPA ₹50,000 Joining Bonus

If you have hands-on experience in Live Mortgage Underwriting with Non-QM loans, this is a great opportunity to join a leading organization with competitive pay, fixed weekends off, and excellent benefits.

Position: Mortgage Live Underwriter (L2 – Non-QM)

Location: Mumbai

Work Mode: Work From Office

Experience Required

2 to 4 years of Live Mortgage Underwriting experience

Mandatory experience in Non-QM Underwriting

Key Responsibilities

Perform credit risk assessment using the 4Cs of Credit

Calculate income for Salaried and Self-Employed borrowers

Underwrite Bank Statement and Full Documentation loans

Evaluate loan eligibility and structure mortgage transactions

Review appraisal reports, title documents, lien positions, and ownership documents

Make underwriting decisions based on investor guidelines

Work on Encompass LOS

Coordinate with internal teams for timely loan processing

Required Skills

Non-QM Mortgage Underwriting (Mandatory)

Credit Risk Assessment

Income Calculation

Bank Statement Underwriting





Full Doc Underwriting

DSCR knowledge (Preferred)

Loan Structuring

Encompass LOS

Strong communication skills

Qualification

Higher Secondary (HSC) or Bachelor's Degree (Mandatory)

Compensation &

Benefits

CTC: Up to ₹9.5 LPA

Monthly In-hand Salary: ₹72,790

Monthly Performance Incentive: ₹2,750

Travel Allowance

₹3,500 (Both Ways)

₹1,750 (One Way)

Joining Bonus: ₹50,000 after successful completion of 3 months

Shift Details

US Shift

Shift Window: 6:30 PM to 6:30 AM

Rotational 9-hour shift

Fixed Saturday & Sunday Off

Extra benefits

15 days of company-sponsored accommodation for candidates relocating to Mumbai

Important Notes

Candidates from Andhra Pradesh are not eligible

SHL Assessment for outstation candidates will be conducted in Bangalore or Hyderabad

Interested candidates, please share your updated resume along with:

- Total Experience
- Non-QM Underwriting Experience
- Current CTC
- Expected CTC
- Notice Period
- Current Location

Email

📌 Hiring: Mortgage Live Underwriter (Raigarh)
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