Job DescriptionHiring: Mortgage Live Underwriter (L2 – Non-QM) | Mumbai

NSalary: Up to ₹9.5 LPA + ₹50,000 Joining Bonus

NIf you have hands-on experience in Live Mortgage Underwriting with Non-QM loans, this is a great opportunity to join a leading organization with competitive pay, fixed weekends off, and excellent benefits.

NPosition: Mortgage Live Underwriter (L2 – Non-QM)

NLocation: Mumbai

NWork Mode: Work From Office

NExperience Required

n

N
- 2 to 4 years of Live Mortgage Underwriting experience
N
- Mandatory experience inNon-QM Underwriting
N

nKey Responsibilities

N

n
- Perform credit risk assessment using the 4Cs of Credit
N
- Calculate income for Salaried and Self-Employed borrowers
N
- Underwrite Bank Statement and Full Documentation loans
N
- Evaluate loan eligibility and structure mortgage transactions
N
- Review appraisal reports, title documents, lien positions, and ownership documents
N
- Make underwriting decisions based on investor guidelines
N
- Work on Encompass LOS
N
- Coordinate with internal teams for timely loan processing
N

nRequired Skills

N

n
- Non-QM Mortgage Underwriting (Mandatory)
N
- Credit Risk Assessment
N
- Income Calculation
n
- Bank Statement Underwriting
N
- Full Doc Underwriting




N
- DSCR knowledge (Preferred)
N
- Loan Structuring
n
- Encompass LOS
N
- Strong communication skills
N

nQualification

n

N
- Higher Secondary (HSC) or Bachelor's Degree (Mandatory)
N

nCompensation & Perks

NCTC: Up to ₹9.5 LPA

NMonthly In-hand Salary: ₹72,790

NMonthly Performance Incentive: ₹2,750

NTravel Allowance:

N

n
- ₹3,500 (Both Ways)
N
- ₹1,750 (One Way)
n
- Joining Bonus: ₹50,000 after successful completion of 3 months
N

nShift Details

n

N
- US Shift
n
- Shift Window: 6:30 PM to 6:30 AM
N
- Rotational 9-hour shift
N
- Fixed Saturday & SundayOff
N

nAdditional Benefits

N

n
- 15 days of company-sponsored accommodation for candidates relocating to Mumbai
N

nImportant Notes

N

n
- Candidates from Andhra Pradesh are not eligible
N
- SHL Assessment for outstation candidates will be conducted in Bangalore or Hyderabad
N

nInterested candidates, please share your updated resume along with:

N- Total Experience

n- Non-QM Underwriting Experience

N- Current CTC

n- Expected CTC

N- Notice Period

n- Current Location

NEmail: [email protected]

📌 Hiring: Mortgage Live Underwriter (Alibag)
🏢 Career Guideline
📍 Alibag