Key Responsibilities:

- Lead area underwriting (home loans/LAP and other secured retail products as applicable) within DOA.

- Review CAMs, financials, banking surrogates, and collateral; conduct field visits for high risk cases.

- Ensure TAT adherence and reduce reworks through coaching and first time right checks.

- Monitor early delinquency/quality of approved portfolio; provide feedback to sales and policy teams.

- Drive PDD/deferral closure within SLA; ensure makerchecker controls and sample QC audits.

- Coordinate with legal/technical/ops for smooth sanction to disbursement and risk mitigation.

- Maintain audit readiness and close observations on time; train team on policy changes.

Skills Required:

- Solid analytical and financial evaluation skills.

- Knowledge of retail credit and secure lending products.

- Leadership and team coaching ability.

- Process orientation and compliance focus.

Disclaimer : This job posting has been aggregated from external source. Role details, content, and availability are subject to change. Applicants are advised to confirm the latest information directly on the company website before applying.

📌 Area Credit Manager (Tamil Nadu)
🏢 IIFL home finance
📍 Tamil Nadu