Job Description:

Underwriter – Non-Motor Insurance

Location: Gurugram, Haryana
Industry: Insurance Broking
Employment Type: Full time
Experience Required: 2–4 Years

About the Company

We are a leading Insurance Broking organization committed to providing customized risk management and insurance solutions to corporate and retail clients. We are looking for a dynamic and detail-oriented Underwriter – Non-Motor Insurance to join our growing team in Gurugram.

Job Summary

The Underwriter – Non-Motor Insurance will be responsible for evaluating risks, preparing quotations, coordinating with insurance companies, and ensuring timely issuance and servicing of non-motor insurance policies. The ideal candidate should possess strong technical underwriting knowledge across various non-motor insurance products and excellent stakeholder management skills.

Key Responsibilities

Underwriting & Risk Assessment

- Assess and evaluate risks related to non-motor insurance products.
- Analyze client requirements and obtain competitive quotations from insurers.
- Review proposal forms, underwriting information, and supporting documents.
- Evaluate risk exposure and recommend appropriate insurance solutions.
- Ensure compliance with underwriting guidelines and company policies.

Policy Placement & Servicing
- Coordinate with insurance companies for quotations, negotiations, policy issuance, and endorsements.
- Process policy renewals, endorsements, and cancellations.
- Ensure timely issuance and delivery of policy documents.
- Maintain accurate underwriting and policy records.

Product Handling

Manage underwriting activities for:

- Fire Insurance
- Engineering Insurance
- Marine Insurance
- Property Insurance
- Liability Insurance
- Group Health Insurance
- Miscellaneous Non-Motor Insurance Products





Client & Insurer Coordination
- Liaise with insurers, clients, and internal teams for policy servicing.
- Resolve underwriting and documentation-related queries.
- Support relationship managers and sales teams in policy placement activities.
- Assist clients with policy coverage clarifications and product selection.

Documentation & Compliance
- Maintain underwriting files and policy documentation.
- Ensure adherence to IRDAI regulations and compliance requirements.
- Prepare MIS reports and underwriting performance reports.

Required Qualifications

- Graduate in any discipline (Insurance, Commerce, Finance, or Business preferred).
- Professional insurance qualifications such as III, Licentiate, Associate, or Fellowship will be an added advantage.

Experience Requirements

- 2–4 years of experience in Non-Motor Insurance Underwriting.
- Experience with an Insurance Broker, Insurance Company, or Third-Party Administrator (TPA).
- Strong understanding of underwriting principles and insurance products.

Required Skills

- Knowledge of Fire, Marine, Engineering, Liability, Property, and Health Insurance products.
- Strong underwriting and risk assessment skills.
- Excellent communication and negotiation abilities.
- Good analytical and problem-solving skills.
- Proficiency in MS Excel, Word, and insurance portals.
- Ability to manage multiple assignments and deadlines.

Preferred Candidate Profile

- Experience working with leading insurance companies and brokers.
- Strong insurer relationship management skills.
- Customer-centric approach with attention to detail.
- Ability to work in a fast-paced and target-driven environment.

Compensation

- Competitive salary based on experience and qualifications.
- Performance-based incentives and career growth opportunities.

Location: Gurugram, Haryana

📌 Underwriter – Non-Motor Insurance for Broking company (Gurugram)
🏢 Orbit Global HR Consultants
📍 Gurugram