Job Description

Position Summary:
Responsible for credit risk management of an assigned portfolio of customer accounts within the U.S. and Canadian markets.
This role supports credit risk assessment, optimizing cash flow, mitigating bad debt, and providing strategic credit options to hedge risk and maximize sales growth.
This position is vital to ensuring robust, commercially sound credit decisions that support our SNA sales teams.
Position will operate during hours required to effectively align with US & Canadian business operations/time zones.
Key Responsibilities:
Portfolio Management: Directly lead a select number of accounts within the U.S. and Canada portfolio
Financial Analysis: Analyze customer financial statements and assess the creditworthiness of corporate customers based in North America
Due Diligence: Conduct thorough due diligence, including customer interaction, credit screening, onboarding of recent customers, and continuous monitoring of existing accounts
Credit Assessment:



Assess credit limit requirements and recommend current limits or changes that align with the customer’s risk profile and comply with client's credit policy and delegation of authority
Reporting & Review: Prepare comprehensive quarterly/annual customer-level credit reviews
Order Management: Ensure timely review and controlled release of credit-blocked orders
Collaboration & Collections: Collaborate closely with AR collections team to achieve key performance indicators (KPIs) and manage direct customer collection efforts when escalation is required
System Administration: Maintain customer and credit master data within our systems (SAP preferred) and process current customer credit applications
Compliance: Manage customer sales tax exemption records and complete anti-money laundering (AML) and fraud screening procedures.
Preferred Skills:
Familiarity with credit insurance and utilization of credit scorecards
Collections escalation management experience
Accounting Standards: Knowledge of US GAAP and IFRS standards

Job Location- Pune (Viman Nagar)

📌 E Senior Analyst Credit Management Otc Operations Pune Us Shift Immediate Joiners Pref
🏢 Wns Global Services
📍 Pune