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Job Role

Experience in undertaking credit audit for Retail / Corporate Agriculture, Infrastructure

Finance, Commercial Vehicle, Tractor / farm equipments, Gold Loan etc. business.

 Performing Credit Audits for lending business (working capital as well as term loan products) as per the Risk Based Audit Plan.

 Review of credit due diligence process, documentation, early warning signals and pre-

post sanction conditions.

 Review adherence to internal processes as well as regulatory guidelines.

 Identify potential weaknesses in credit risk evaluation, credit monitoring and overall credit related processes, and recommend appropriate corrective actions.

 Conducting Independent financial analysis and identify miss outs, if any, in credit assessment notes.

 Ability to assess Process, Risk and Controls and drive improvements.

Responsible for

 Preparation of Business Understanding Document and Audit Checklist ensuring adequate audit scope coverage.

 Assist in finalization of Sampling.





 Keep control of audit data and follow up with auditee for the same or generate the same from system to complete audit within stipulated timelines.

 Preparation of Audit Observations and Findings, independently handle

Discussion/Closure of the same with auditee.

 Assist in preparation of audit reports with adequate documentation and post-report activities like closure of the audits in system and closure of actionable.

 Deliver on time high quality audit reports.

Job Requirements

 CA/MBA qualified or prior experience in credit audit (working capital and term loan products) or credit underwriting.

 Knowledge about corporate credit analysis for working capital and term loan products,

assessment and monitoring.

 Excellent understanding of banking business processes and internal controls related to lending area.

 Robust interpersonal skills with ability to work effectively in team workplace.

 Effective report writing and presentation skills with positive verbal and written communication skills.

📌 Commercial Audit Mumbai Goregaon
🏢 Acura Solution
📍 Mumbai