Job Description:

We Are Hiring GCO In All Gujrat.

Job Title: Group Credit Officer

Department: Credit Risk / Group Finance
Location: All Gujrat
Reports to: Head of Credit / Chief Risk Officer
(only Male can apply)

Key Responsibilities:
Develop, implement, and maintain group-wide credit risk policies and procedures.
Review and approve large or high-risk credit exposures in accordance with internal limits and regulatory requirements.
Monitor credit portfolio performance, identify emerging risks, and recommend remedial actions.
Collaborate with business units to structure credit solutions that align with the organization’s risk appetite.
Lead periodic credit portfolio reviews and prepare credit risk reports for senior management and regulatory bodies.
Ensure compliance with internal policies, regulatory guidelines, and industry best practices.




Support credit rating and scoring models for retail, corporate, and SME segments.
Conduct due diligence and credit assessments for major transactions or current markets.
Provide guidance and mentorship to credit analysts and relationship managers.
Assist in stress testing, scenario analysis, and ICAAP reporting.

Qualifications and Skills:
Bachelor’s or Master’s degree in Finance, Economics, Business Administration, or related field.
8–12 years of experience in credit risk management, preferably in a banking or financial services group.
Robust analytical, decision-making, and leadership skills.
Familiarity with Basel III/IV, IFRS 9, and other regulatory frameworks.
Excellent communication and stakeholder management abilities.

📌 We Are Hiring Gco In All Gujrat Gujarat
🏢 Mspire Ventures
📍 Gujarat