Job description:
Primarily drive the Two-Wheeler Vehicle Finance business through business scale-up, strategic planning, portfolio growth, and operational efficiency, while additionally leading other retail asset product initiatives by leveraging product expertise, market understanding, OEM/dealer relationship management, and customer-centric financing solutions within VF’s ambit.
To build & groom multiple units within the sales vertical for driving business
To identify opportunities for growing the book size by exploring new avenues & geographies for business expansion
Business/ Financials-
Responsible for driving business & book growth for the TW business by heading the sales vertical
Develop overall sales strategy, goals & planning to achieve overall objectives of the TW business
Drive business from alternate channels [Referral, pre-qualified, DSA tie ups etc.]
Use industry connect to establish distribution, tie-ups and relationships with dealers, Fintech & OEMs to expand business




Collaborate with Collections team to devise a robust collection strategy for the overall TW business for efficient management of portfolio
Collaborate with Credit team to drive business while maintaining portfolio quality through productive policy framing
Responsible for ensuring exceptional customer experience is provided to all stakeholders
Internal Process, Innovation & Learning-
Responsible for hiring & grooming leadership positions within the TW sales vertical
Responsible for driving a cross sell & alternate channel business
Responsible for making sure that the TW business complies with norms and regulations laid down by the bank & regulators
Responsible to design proactive measures to counter market dynamics and competition
Responsible for driving productivity levels across the TW business
Responsible for training and preparedness of sales team to improve customer experience
Responsible for attrition management at par or below Ujjivan standards
Responsible for grievance resolution

📌 National Sales Manager – Vehicle Finance (Bengaluru)
🏢 Ujjivan Small Finance Bank
📍 Bengaluru