Task performed1 Sourcing customers: IRO is responsible for meeting with prospects, understanding their needs, generating leads, following up the leads for interested prospects Running required credit checks: IRO is responsible for filling sourcing sheets of interested customers; for collecting required KYC documents; verifying the KYC documents; for conducting cash flow analyses; and for running business and residential CPVs.

Collecting repayments on the field: IRO is responsible for the overall portfolio quality - collecting on field repayments; and for managing non-repayment by customers.

Participating in marketing and branding events: As necessary. Other factors relevant to the job Other aspects of the job not covered by the above but necessary to have a full understanding of it are: (add additional sheets if required)



Other relevant factors (Required Skills)1 2 Extremely disciplined and process-oriented Able and willing to spend majority of time in the field Ability to work with minimal direction (self-starter) Positive interpersonal, relationship management, customer service, and rapport building skills. Ability to prioritize, multi-task, delegate, and proactively resolve problems Demonstrated potential to take initiative in building a growing customer base and team 3 4 Expertise required/ Domain Knowledge: Ability to read and write in regional language; knowledge of basic English a bonus Prefer individuals who own bikes No. of years of relevant experience: : Graduate Fresher may be taken.

However experienced candidates will be preferred with exp in collections / products like Personal loans, Two Wheeler loans, Car Loans, Insurance products Any specific specialization/education:: Graduate not required . .

📌 Hiring -Individual Relationship Officer - Home Loan & Mortgage (India)
🏢 SMFG India Credit
📍 India