Credit Manager-Working Capital-Credit Bangalore, Karnataka, India Job Role :As part of Credit Team for Working Capital Finance • Managing team of
Credit Managers • Underwriting & making proposals of Working Capital Finance (
Fund & Non Fund based ) • Under writing cases with desired level of quality and enabling achievement of branch business target by proper training.
- Visiting customers for personal discussions and deal structuring • Studying monitoring reports & keeping track of portfolio quality. Taking necessary steps to ensure that the required quality levels are maintained • To evaluate proposals of customers for Home Loans, Loan against Property • Decision making within defined
TAT • Understanding of property related aspects (like legal title and market value of the property) is an added advantage • Coordinating with sales,
operations, legal, technical and customer service Job Requirements: •
Qualification- CA with relevant underwriting experience • Job Knowledge – o
Technical underwriting experience o Analytical skills • Skills & Experience – o
Experience of 2-4 years in relevant working capital products is desired, o
Should be able to handle time bound activities effectively o Should be an effective team player. o Should have a sense of urgency & keenness to learn.
Location Credit
Manager-SBE-Small Business Enterprise-Credit Delhi, India TRENDING Role Credit Appraisal · Loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities · Under writing cases with desired level of quality and enabling achievement of Branch Business target by proper training · Use performance history along with liquidity, debt/asset management and profitability ratios to assess creditworthiness in evaluation Stock on Hire: Increase in volume of business · Ensure that SOH increases(pl confirm if this applies to CM role ) NPA trend · Analyze the NPA trend like area, industry, sector etc. · Interact with Customers & understand the business and regularly monitor delinquencies / infants. Infant loan which is less than 12 months NPA · Ensure qualitative portfolio