Credit Manager-RELATIONSHIP BANKING GROUP-Credit (Mumbai)

Credit Manager-RELATIONSHIP BANKING GROUP-Credit (Mumbai)

03 Aug
|
Kotak Mahindra Bank
|
Mumbai

03 Aug

Kotak Mahindra Bank

Mumbai

Job Description

Credit Manager-RELATIONSHIP BANKING GROUP-Credit

JOB DESCRIPTION

Role

Credit Appraisal

- Loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities
- Under writing cases with desired level of quality and enabling achievement of Branch Business target by proper training
- Use performance history along with liquidity, debt/asset management and profitability ratios to assess creditworthiness in evaluation

Stock on Hire: Increase in volume of business

- Ensure that SOH increases(pl confirm if this applies to CM role )

NPA trend

- Analyze the NPA trend like area, industry, sector etc.
- Interact with Customers & understand the business and regularly monitor delinquencies / infants.

Infant loan which is less than 12 months NPA

- Ensure qualitative portfolio

📌 Credit Manager-RELATIONSHIP BANKING GROUP-Credit (Mumbai)
🏢 Kotak Mahindra Bank
📍 Mumbai

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