YOUR IMPACT The Margin Lending (or Securities-Backed Lending) function operates at the critical intersection of credit risk, market volatility, and client relationship management. By providing structured liquidity and leverage solutions secured by dynamic collateral portfolios, this team enables clients to optimize their investment strategies without liquidating core assets.

The candidate in this role will play a pivotal part in safeguarding the firm’s capital while supporting business growth. Through disciplined risk oversight, process optimization, and proactive stakeholder communication, the candidate will directly influence the team's ability to scale and manage complex credit portfolios safely.

OUR IMPACT The Goldman Sachs Group, Inc. is a leading global financial services firm providing investment banking, securities and investment management services to a substantial and diversified client base that includes corporations, financial institutions, governments and high-net-worth individuals. The firm is headquartered in New York and maintains offices in London, Frankfurt, Tokyo, Hong Kong and other major financial centers around the world.

Founded in 1869, Goldman Sachs has long sustained a commitment to hiring and training outstanding leaders. Our business principles are rooted in integrity, a commitment to excellence, innovation and teamwork. These values enable us to execute successfully a business strategy that is focused on extraordinary client service and superior long-term financial performance for our shareholders.

We conduct our business in increasingly complex markets. Our people must continually find new ways to provide access to capital, manage risk and provide investment opportunities for our clients to enable them to realise their goals. We judge ourselves on our ability to help clients anticipate and respond to changing market conditions and to create opportunities that merit the trust they place in us.

We are committed to growing our distinctive Culture and upholding our core values which always place our client's interests first. These values are reflected in our Business Principles, which emphasise integrity, commitment to excellence, innovation and teamwork.

Operations

Operations is a dynamic, multi-faceted division that partners with all areas of the firm to deliver banking, sales and trading and asset management capabilities to clients around the world. Alongside this vital service delivery role, Operations provides essential risk management and control, preserving and enhancing the firm’s assets and its reputation.

Operations span all product lines and markets,



serving as internal business partners who develop the processes and controls, and help to specify the systems that deliver accuracy, timeliness, and integrity to our business.

Business Unit Overview The Margin Lending Group, within Margin, Collateral and Valuations Operations is responsible for margin risk monitoring supporting the Prime Margin Lending (MCVO) and Global Security Services (GSS) businesses. The successful candidate will work within a team focusing on monitoring margin exposure for the related accounts. This will involve interacting with Business Partners including Credit, Risk, Compliance, Technology and Projects across London, New York, and Hong Kong.

Job Summary & Responsibilities The Margin Lending group focuses on a combination of day-to-day operational functions and value-added projects and initiatives. From an early stage, we develop and expect our analysts to think creatively and ‘outside the box’ as well as improving the daily process and taking responsibility and ownership for this to happen.

We promote cross training and ensure our Analysts develop a broad level of understanding across the varied departmental functions carried out. You can expect to be given early responsibility and in return you will be expected to contribute your own ideas to make a difference and add value to the group. The role will involve close interaction with other areas of the bank including Credit, Risk and Sales, therefore requiring strong communication and interpersonal skills.

Primary Responsibilities:

- Calculation and issuance of margin calls, including validation and follow up, ensuring calls are met in a timely manner
- Responding to all incoming queries
- Interacting with many different areas of the bank, in particular with Risk, Credit and Technology
- Proactively working on enhancing the team’s process and controls
- Resolution and escalation of all client disputes and queries
- Project and initiative management and participation within the team and across all regions

Basic Qualifications

- Bachelors’ degree
- Strong motivation to succeed, both as an individual and as a team
- Ability to work under pressure, prioritize and meet deadlines
- Effective problem solving and critical-thinking skills




- Ability to use discretion and good judgement
- Excellent communication and interpersonal skills with a strong appreciation of client service

Preferred Qualifications

- At least 2 years of experience in Operations or related field

- Control focused
- Ability to deal with multiple complex issues at the same time while meeting client deadlines

We Offer Best-In-Class Benefits Healthcare & Medical Insurance

We offer a wide range of health and welfare programs that vary depending on office location. These generally include medical, dental, short-term disability, long-term disability, life, accidental death, labor accident and business travel accident insurance.

Holiday & Vacation Policies

We offer competitive vacation policies based on employee level and office location. We promote time off from work to recharge by providing generous vacation entitlements and a minimum of three weeks expected vacation usage each year.

Financial Wellness & Retirement

We assist employees in saving and planning for retirement, offer financial support for higher education, and provide a number of benefits to help employees prepare for the unexpected. We offer live financial education and content on a variety of topics to address the spectrum of employees’ priorities.

Health Services

We offer a medical advocacy service for employees and family members facing critical health situations, and counseling and referral services through the Employee Assistance Program (EAP). We provide Global Medical, Security and Travel Assistance and a Workplace Ergonomics Program. We also offer state-of-the-art on-site health centers in certain offices.

Fitness To encourage employees to live a healthy and active lifestyle, some of our offices feature on-site fitness centers. For eligible employees we typically reimburse fees paid for a fitness club membership or activity (up to a pre-approved amount).

Child Care & Family Care

We offer on-site child care centers that provide full-time and emergency back-up care, as well as mother and baby rooms and homework rooms. In every office, we provide advice and counseling services, expectant parent resources and transitional programs for parents returning from parental leave. Adoption, surrogacy, egg donation and egg retrieval stipends are also available.

Perks at Goldman Sachs

Read more about the full suite of class-leading benefits our firm has to offer.

Opportunity Overview

CORPORATE TITLEAssociate

OFFICE LOCATION(S)Hyderabad

JOB FUNCTIONCollateral and Margin

DIVISIONGlobal Banking & Markets

📌 Global Banking & Markets -Associate-Prime Margin Lending- Hyderabad
🏢 Goldman Sachs
📍 Hyderabad