This role is for one of the Weekday's clients
Min Experience: 2 years
Location: Chennai
JobType: full time
This role focuses on reviewing and calculating borrower income as part of the mortgage due diligence process. You will be responsible for analysing financial documents, assessing risk, and ensuring loan files meet internal policies and regulatory standards. The position plays a critical role in supporting accurate credit decisions and maintaining loan quality.
Key Responsibilities
Review residential mortgage loan applications to ensure all required documentation is complete and accurate
Analyse borrower income using financial statements, tax returns, pay stubs, and supporting documents
Assess credit reports, employment details, and overall borrower risk profile
Calculate debt-to-income (DTI) and loan-to-value (LTV) ratios
Verify property values through appraisal and valuation reports
Ensure loan files comply with underwriting guidelines and regulatory requirements




Identify discrepancies or risks and escalate issues where necessary
Maintain accurate records and support audit and compliance requirements
Work efficiently under tight timelines, especially during night shift operations
What Makes You a Great Fit
Bachelor's degree in any discipline
2–5 years of experience in mortgage processing, underwriting, or income calculation
Robust understanding of mortgage lending processes and compliance standards
Excellent analytical and problem-solving skills
High attention to detail with strong organisational abilities
Comfortable working with mortgage systems and financial tools
Ability to work independently and meet deadlines in a fast-paced environment
Robust written and verbal communication skills
Willingness to work night shifts as required
Certification in mortgage underwriting or related areas is an added advantage

📌 Us Mortgage Income Calculation Chennai
🏢 Weekday AI
📍 Chennai