Job Description:

Permanent WFO

5 days working

Rotational Shifts (Candidates need to be comfortable to work in night shifts)

Both way transport would be provided

Essential Job Functions:

- Review and verify loan applications and support documentation.
- Analyze loan risk and request additional information, as necessary.
- Ensure compliance with regulatory standards.
- Ensure compliance with company policies and guidelines.
- Perform required analysis of property appraisal to ensure subject properties meet the company’s appraisal criteria.
- Determine and document loan conditions, communicate requirements, and/or decisions.
- Identify portfolio risks resulting from the client's underlying business practices.
- Document and effectively communicate reasons for the approval/rejection of loans.
- Effectively partner with Loan Set Up, Compliance Reviewers, Funders, Client Relationship Manager, and other operations staff to ensure smooth and efficient processing of all loans in the pipeline.
- Such other activities as may be assigned by your manager.

Qualifications/ Requirements:





- 3+ years of recent US mortgage front-line underwriting experience
- Experience with compliance review/ Disclosures Preparation/ Closing/ Doc Preparation and/or due diligence (post-close) experience in the residential mortgage industry
- Demonstrated understanding of mortgage guidelines and policies for VA, FHA, FNMA, FHLMC & USDA
- Experience analyzing and calculating qualifying income from various tax documents
- Experience analyzing of credit reports and bank statements calculation of qualifying income from various tax documents,
- Experience with both AUS and manual underwriting methods including DU and LP.
- Working knowledge of running and reviewing third party loan-level Fraud Reports (Fraud Guard, Fraud Manager or DRIVE) and experience of working on Non-QM loans would be preferred.
- High producer with attention to quality
- Solid commitment to customer service and satisfaction with superior verbal and written communication skills
- Must be able to work under pressure and meet deadlines, while maintaining a positive attitude

📌 Underwriter / Sr. Underwriter (Mumbai)
🏢 MUMBAI ROZGAAR
📍 Mumbai