? Hiring: Mortgage Live Underwriter (L2 – Non-QM) | Mumbai

? Salary: Up to ₹9.5 LPA + ₹50,000 Joining Bonus

If you have hands-on experience in Live Mortgage Underwriting with Non-QM loans, this is a great chance to join a leading organization with competitive pay, fixed weekends off, and excellent benefits.

? Position: Mortgage Live Underwriter (L2 – Non-QM)

? Location: Mumbai

? Work Mode: Work From Office

Experience Required

- 2 to 4 years of Live Mortgage Underwriting experience
- Mandatory experience in Non-QM Underwriting

Key Responsibilities

- Perform credit risk assessment using the 4Cs of Credit
- Calculate income for Salaried and Self-Employed borrowers
- Underwrite Bank Statement and Full Documentation loans
- Evaluate loan eligibility and structure mortgage transactions
- Review appraisal reports, title documents, lien positions, and ownership documents
- Make underwriting decisions based on investor guidelines
- Work on Encompass LOS
- Coordinate with internal teams for timely loan processing

Required Skills

- Non-QM Mortgage Underwriting (Mandatory)
- Credit Risk Assessment
- Income Calculation
- Bank Statement Underwriting
- Full Doc Underwriting




- DSCR knowledge (Preferred)
- Loan Structuring
- Encompass LOS
- Strong communication skills

Qualification

- Higher Secondary (HSC) or Bachelor's Degree (Mandatory)

Compensation & Benefits

✅ CTC: Up to ₹9.5 LPA

✅ Monthly In-hand Salary: ₹72,790

✅ Monthly Performance Incentive: ₹2,750

✅ Travel Allowance:

- ₹3,500 (Both Ways)
- ₹1,750 (One Way)
- ✅ Joining Bonus: ₹50,000 after successful completion of 3 months

Shift Details

- US Shift
- Shift Window: 6:30 PM to 6:30 AM
- Rotational 9-hour shift
- Fixed Saturday & Sunday Off

Additional Benefits

- 15 days of company-sponsored accommodation for candidates relocating to Mumbai

Important Notes

- Candidates from Andhra Pradesh are not eligible
- SHL Assessment for outstation candidates will be conducted in Bangalore or Hyderabad

? Interested candidates, please share your updated resume along with:

- Total Experience

- Non-QM Underwriting Experience

- Current CTC

- Expected CTC

- Notice Period

- Current Location

? Email: [email protected]

📌 Hiring: Mortgage Live Underwriter (India)
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