Position Name - Underwriter / Placement– Non-Employee Benefits

Location – Mumbai

Experience Range - 4 - 10years

Mandatory Requirement:
Solid technical underwriting knowledge in non-EB lines.
Ability to assess complex risks and interpret policy wordings.
Expertise in the Key LOBs such as Property (Fire & Allied Perils, IAR), Marine (Transit / Open / Import–Export), Liability (D&O;, CGL, Product, Professional Indemnity Etc), Engineering (CAR, EAR, MB, EEI), Event Insurance, Cyber, Crime, and Specialty Lines (as applicable)

About the client:

Job Roles and Responsibilities:
Underwrite new / rollover or renewal proposals in line with underwriting guidelines.
Analyze risk submissions, proposal forms, claim history, and supporting documents.
Determine appropriate coverage terms, pricing, deductibles, and limits.
Coordinate with Insurance companies and internal / external teams for clarifications.
Issue quotations, endorsements, and policy documentation.
Support business development with technically sound underwriting inputs.
Ensure compliance with regulatory and internal underwriting standards.




Assist in resolving underwriting-related queries and escalations.

· Required Skills & Competencies
Commercial acumen with focus on profitability and risk selection.
Effective communication and negotiation skills.
Proficiency in MS Excel and underwriting systems.
Valuable understanding of claims impact on underwriting decisions.

· Qualification and Experience:
Graduate/Post-Graduate (Insurance broking, Insurance or Risk Management preferred)
AIII / ACII or equivalent insurance qualifications preferred
Minimum 4+ years of experience in underwriting

Other Details:
Strong technical underwriting knowledge in non-EB lines.
Ability to assess complex risks and interpret policy wordings.
Commercial acumen with focus on profitability and risk selection.
Effective communication and negotiation skills.
Proficiency in MS Excel and underwriting systems.
Positive understanding of claims impact on underwriting decisions.

📌 Underwriter / Placement– Non Employee Benefits Mumbai (India)
🏢 SKS Enterpprises
📍 India