Title and Summary

Principal Engineer, Real time Payments (Technology & Architecture)

Overview
The Real time Payments (RTP) program is driving the global shift toward instant, account to account payments, enabling secure, low latency, and highly resilient payment services across multiple live markets worldwide.
RTP platforms operate as mission critical financial infrastructure, supporting high transaction volumes, strict regulatory expectations, and near zero downtime requirements. The program spans multiple products and shared services, deployed across diverse market and customer environments, while adhering to Mastercard’s enterprise architecture, security, and operational standards.
Engineering within RTP is focused not only on feature delivery, but on building scalable, resilient platforms that can evolve safely over time—through robust architecture, disciplined engineering practices, and a relentless focus on non functional excellence.

Role




We are seeking a Principal Engineer to provide hands on technical execution and architecture & technology leadership for multiple Real-time Payments products and platform capabilities across multiple markets.

This is a senior individual contributor role for a deeply experienced engineer who:
• Owns the design and implementation of complex services or subsystems
• Stays close to the code on complex and high risk areas
• Is deeply hands‑on and leads by technical design & architecture excellence
• Contributes & drives architecture and product design aspects
• Owns key technology & implementation decisions including all non-functional aspects across performance, scalability, reliability, security, and observability

The role combines strong technical depth with engineering leadership with end‑to‑end ownership for delivery quality, correctness, and maintainability in their area of responsibility.

Key Responsibilities
The role spans five core dimensions, with ownership across end to end technical outcomes.
1. Design & Technica

📌 Principal Software Engineer (Pune)
🏢 Mastercard
📍 Pune