This role is for one of the Weekday's clients
Salary range: Rs 1500000 - Rs 4000000 (ie INR 15-40 LPA)
Experience: 5+ yrs
Location: India
Job Type: Full-Time
We are seeking an experienced Credit Manager – Risk to lead credit underwriting, risk assessment, and portfolio evaluation activities for commercial and corporate lending. The ideal candidate will have strong expertise in Underwriting and Credit Analysis, with the ability to evaluate complex credit proposals, identify potential risks, and make informed lending recommendations that align with organizational risk appetite and business objectives.
In this role, you will work closely with business, relationship management, operations, and risk teams to ensure sound credit decisions, maintain portfolio quality, and support sustainable business growth. The position requires strong analytical capabilities, financial statement analysis expertise, and a thorough understanding of credit policies, regulatory requirements, and risk management frameworks.
Key Responsibilities
Evaluate credit proposals by conducting detailed financial,



business, and risk assessments for corporate and commercial lending opportunities.
Perform comprehensive underwriting of current and existing credit facilities while ensuring compliance with internal credit policies and regulatory guidelines.
Analyze financial statements, cash flows, business performance, industry trends, and borrower repayment capacity to determine creditworthiness.
Assess collateral, security structures, covenant compliance, and overall transaction risk before recommending credit decisions.
Prepare detailed credit appraisal notes, risk assessment reports, and underwriting recommendations for approval committees.
Monitor existing credit portfolios to identify early warning signals, emerging risks, and opportunities for proactive risk mitigation.
Collaborate with business teams to structure credit solutions that balance customer requirements with prudent risk management practices.

📌 Credit manager (Delhi)
🏢 Weekday AI
📍 Delhi