06 Aug
|
Indiagold
|
Hyderabad
06 Aug
Indiagold
Hyderabad
Job Information
Date Opened
02/27/2026
Job Type
Full time
Industry
Financial Services
City
Hyderabad
State/Province
Telangana
Country
India
Zip/Postal Code
500018
About Us
indiagold has built a product & technology platform that enables regulated entities to launch or grow their asset backed products across geographies; without investing in operations, technology, people or taking any valuation, storage or transit risks.
Our use of deep-tech is changing how asset backed loans have been done traditionally. Some examples of our innovation are – lending against digital gold, 100% paperless/digital loan onboarding process, computer vision to test gold purity as opposed to manual testing, auto- scheduling of feet-on-street, customer self-onboarding, gold locker model to expand TAM & launch zero-touch gold loans, zero network business app & many more.
We are rapidly growing team passionate about solving massive challenges around financial well-being.
We are a rapidly growing organisation with empowered opportunities across Sales, Business Development, Partnerships, Sales Operations, Credit, Pricing, Customer Service, Business Product, Design, Product, Engineering, People & Finance across several cities. We value the right aptitude & attitude than past experience in a related role, so feel free to reach out if you believe we can be good for each other.
Job Description
- Receive and assist customer walk-ins at the branch for gold loan inquiries and applications
-
Conduct gold purity assessment and assaying using fire assay, karat meter, and acid testing methods
-
Evaluate gold ornaments for weight, purity, and applicable loan-to-value (LTV) as per RBI guidelines
-
Process loan applications routed to the branch by Loan Managers (LMs), ensuring end-to-end documentation and disbursement
-
Verify customer KYC documents and maintain compliance with internal and regulatory norms
-
Coordinate with LMs and branch operations for smooth loan processing and turnaround
-
Ensure accurate gold storage, tagging, and custodianship as per SOPs
-
Maintain zero deviation from audit and compliance requirements during all gold handling activities
-
Deliver superior customer experience at the branch, ensuring resolution of queries and concerns
Requirements
- 1 to 3 years of experience in gold loan operations at a bank, NBFC, or gold loan company
-
Hands-on experience in gold assaying — fire assays, karat meter testing, and acid testing
-
Prior experience working in a branch model (not DSA/field sales)
-
Knowledge of RBI LTV norms, KYC/AML compliance, and gold loan documentation
-
Ability to handle branch-level loan processing independently
Advantages
- Competitive CTC
📌 Branch Loan Officer - Hyderabad Hyderabad
🏢 Indiagold
📍 Hyderabad