- Portfolio Risk Review and Monitoring

- Extracting the data from system and credit MIS for preparing the Risk Dashboards on Excel and Power BI.

- Preparing the deck for regional review, PDD review, bounce analysis, connecting with business and credit team for taking feedback.

- Periodic review to assess the credit default risk, operational risk and concentration risk involved in portfolio.

- Preparing Risk decks for CRO & CEO review

- Working on Automation projects

- Development of monitoring dashboards
- Ability to conduct detailed data analysis and risk assessments, interpreting metrics to drive strategic risk management decisions

- Process Improvement & Digitization

- Drive initiatives for automation, process enhancements, and system upgrades.

- Implement new strategies for better Early warning signals.

- Develop Scorecards – application & monitoring

- Current product & Policy Development

- Understanding new products

- Peer comparisons

- Credit risk aspect understanding
- Policy formulation & sign-off

📌 Product Risk Analyst (Maharashtra)
🏢 Aditya Birla Capital
📍 Maharashtra