Product Manager-1 (Bengaluru)

Product Manager-1 (Bengaluru)

06 Aug
|
Money View
|
Bengaluru

06 Aug

Money View

Bengaluru

What we are looking for:

4+ years of work experience in a product management role, preferably in fintech, lending, or credit products

Experience with product-led journeys for financial products, ideation and funnel improvements

Nice to have: Proven experience building lending or credit product flows, loan origination journeys, underwriting experiences, and repayment flows in Indian digital finance. Deep understanding of the lending ecosystem, customer behavior, RBI/NBFC regulatory requirements, FLDG norms, KYC/AML compliance, and Indias credit infrastructure

Good track record in designing product solutions to solve business problems. Obsessed with providing the highest quality product and experience to the customer

Ability to create a strategic product roadmap to achieve business objectives and get buy-ins from senior stakeholders. Effectively use 80/20 to identify projects/initiatives with biggest impact

Experience in working with Engineering to drive the product roadmap. Ability to organize, manage, and prioritize tasks with engineering through multiple product release cycles

Strong analytical skills with hands-on experience working with large datasets; proficiency in SQL,

Python, and BigQuery for data analysis, experimentation, and insight generation. Comfortable working directly with data pipelines and BI tools to drive data-informed decisions

Experience in leading cross-functional teams in delivery of new products or services

Ability to work in a fast-paced environment where the requirements are constantly changing





Sound understanding of compliance and regulatory requirements in the Indian lending landscape including RBI guidelines, Fair Practices Code, digital lending norms, data localization, and privacy obligations (DPDPA). Ability to embed regulatory thinking into product design from day one

High ownership mindset with strong accountability for outcomes, especially in a sensitive data environment. Experience handling PII, financial data, and credit bureau data responsibly, with a solid grasp of data governance and security best practices

Fair understanding of AI/ML workflows and the ability to collaborate with data science teams to build AI-native product features such as smart underwriting, personalized loan offers, intelligent nudges, and conversational loan servicing. Curiosity to leverage LLMs and generative AI in building next-gen lending experiences

As a Product Manager you will:

Develop a deep understanding of your product area lending flows, credit lifecycle, underwriting logic, and the broader Indian lending ecosystem and translate that into impactful product decisions

Conduct in-depth user research to understand user needs, pain points, and behaviors.

Use data, metrics and qualitative customer inputs to define the product roadmap for the short, medium and long term.





Own the product/business metrics for features product releases

Create quality PRDs, work and with Engineering and UI/UX team to deliver product releases with top notch app experiences.

Constantly analyse the product performance against ROI, KPIs, and other metrics to improve performance.

Work hands-on with large datasets using SQL, Python, and BigQuery to analyze user behavior, monitor product health, run experiments, and generate actionable insights.

Collaborate with different teams and senior leadership to drive the product agenda.

Ensure all product features and flows adhere to applicable regulatory frameworks RBI digital lending guidelines, Fair Practices Code, KYC/AML norms, and DPDPA. Work closely with the legal and compliance teams to proactively identify and mitigate regulatory risks before they become blockers.

Manage and govern access to sensitive customer data (PII, financial records, bureau data) with solid data stewardship practices. Drive privacy-by-design principles across product development.

Partner with data science and ML teams to ideate, prioritize, and ship AI-native lending features such as intelligent credit decisioning, personalized offer engines, risk-based pricing, and AI-powered customer servicing with a keen understanding of model inputs, outputs, and product trade-offs.

Disclaimer: This job posting has been aggregated from external source. Role details, content, and availability are subject to change. Applicants are advised to confirm the latest information directly on the company website before applying.

📌 Product Manager-1 (Bengaluru)
🏢 Money View
📍 Bengaluru

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