06 Aug
|
HCLTech
|
Chennai
Location Details – Sholinganallur Tower – 17th July – Sholinganallur Tower 4 Timing – 11 AM – 3PM , Review loan files for completeness and accuracy - Confirm application information against all documents within the file - Analyze all credit documents, including, but not limited to, mortgage applications, credit history and income documents, title documents, appraisals and all applicable compliance documents.
- Knowledge to validate that a prospective mortgagors loan application adheres to the Investors, Secondary Investors (Fannie & Freddie) and guidelines of applicable government agencies to approve the loan - Should have experience in Income Calculations - Should possess analytical skills in reviewing the LTV/CLTV - Review the eligibility of Property,
Borrowers - Evaluate debt ratio, loan-to-value ratios, credit score, property valuation - Identify risk factors, including fraud red flags to determine or verify misrepresentation - Condition files for missing/ supporting documentation as needed - Test system updates as well as system changes as they occur - Complete required trainings and assessments - Ensure the appropriate and confidential handling / sharing of sensitive client data.
- Ensure all policies, procedures and guidelines are followed.
📌 Mortgage Underwriter (Chennai)
🏢 HCLTech
📍 Chennai