Job Title

Credit Manager - WCG-CB

Business Unit

Wholesale Credit Risk

Reporting To

Vertical Head / Unit Head

Job Function and Role Type

Credit, Individual Contributor, Travel Required

Version No

2.0

Job Purpose

Assess, evaluate, and approve credit proposals for wholesale banking relationships involving various products. Ensure portfolio monitoring, early warning identification, and regulatory compliance in collaboration with business and support teams.

Key Responsibilities

Appraisal of Proposal

Review credit proposals and assess associated risks.

Convey transparent opinions on transaction acceptability.

Ensure completeness and adherence to credit policies.

Portfolio Monitoring

Monitor accounts and identify early stress signals.





Devise risk mitigation strategies with business teams.

Conduct client calls to understand business dynamics.

TAT

Maintain defined credit and end-to-end TATs.

Education:

MBA, CA, FRM, CFA.

Certifications:

None explicitly mentioned.

Key Competencies

Technical and analytical skills, strong communication, financial statement analysis, banking product knowledge, regulatory knowledge.

Major Stakeholders

Customers, Relationship Team, CAD, Policy Team, Audit, Legal, Compliance, Operations, Trade Finance.

Required Skills
Refer to the Job Description

📌 Credit Manager-WCG-CB (Mumbai)
🏢 HDFC Bank
📍 Mumbai