Job Purpose

This position is open with Bajaj Finance ltd.Culture Anchor:Have high ambitions - Inspires the team to aim for higher targets and supports in achieving themOwn It - Acknowledges uncertainty and makes changes in own decisions/ actions for better outcomes

Duties and Responsibilities

Provide analytical solutions through statistical modeling, credit policy and strategy, reporting and data analysis for the BFL businessesMonitor, maintain and improve all scorecards, policies and processes across portfolios and ensure its effectivenessSupport any adhoc deep dive data analysis on portfolio matrices Track and improve key performance indicators, losses and portfolio quality. Provide deep dive analysis on portfolio matrices.Build statistical models to achieve maximum match and catch rate.Building of ML based capabilities across the organization as on when required.Build, monitor, validate and track PD, LGD,



EAD models for ECL as per INDAS guidelines Work closely with business team to understand their need and provide Analytical solution.Assess if any early warning signals using data analysis and segmentations and take pro-active policy actions as and when requiredSupport in managing and improving various offer strategies, control offer generation and distribution through data analysisWork closely with Product, Sales and Risk teams to support business growth and drive recent initiativesOngoing liaising with IT, Credit and BIU teams to ensure all policies, processes, data flow are working efficiently and all required changes are build and implemented suitably

Required Qualifications and Experience

Practice Emotional Intelligence - Develops the team, supporting them to do moreListens to others, stays calm under pressure, and treats everyone with respect.

📌 Unit Manager - Risk/Senior Unit Manager - Risk (Pune)
🏢 Bajaj Finance
📍 Pune